Trading Standards warning over silent killer

first_imgHome » News » Trading Standards warning over silent killer previous nextRegulation & LawTrading Standards warning over silent killerIndependent tests show eight out of ten CO alarms aren’t up to standard.The Negotiator30th September 20150602 Views The Trading Standards Service has issued a warning to consumers after independent tests on CO alarms found that eight out of 10 failed British Standards tests. The warning comes as new Smoke and Carbon Monoxide legislation comes in to force demanding that all private sector landlords regularly test smoke and CO alarms in all rented properties.The new legislation, that comes in to force on 1st October 2015, is expected to prevent up to 26 deaths and 670 injuries a year. Trading Standards is advising consumers to check their appliances are in proper working order and to test their CO alarms in order to alert them to the ‘silent and invisible killer’ after tests showed many devices were faulty.John Stones, Managing Director of Gas Safe Europe, comments: “Carbon Monoxide is a silent killer and yet one that is easy to protect against. Consumers should fit alarms and regularly test them to ensure they’re in working order and fit for purpose.”CO alarms are sold to alert consumers to rising and deadly CO levels, yet when Trading Standards sent 10 types of alarm for testing to the British Standard, eight of which failed in one way or another.The tests once again raise issues relating to the sensor inside the alarms having a limited and indeterminable life with earlier research highlighting that up to 45% of CO alarms less than a few years old are no longer sensing gas.John Stones continues: “To effectively test CO alarms and ensure landlords meet the new legislation by having working alarms they need to test the sensor and not rely on the so called Test Button which just tests the battery, buzzer and electronic circuit. This can only be done by injecting a specific and safe level of test gas over the alarm.”To help landlords and homeowners meet the new legislation, multi award winning, patented, Detectagas® has been specifically designed to check the battery and sensor in alarms in one test by injecting a specific and safe level of test gas into a specially designed transparent cover over the alarm. Safe and easy to use the test kit is widely available and set to help landlords meet new legislative requirements.For more information or to find a distributor, visit http://www.gassafeeurope.com.Smoke and Carbon Monoxide legislation new legislation British Standards tests smoke alarms CO alarms Trading Standards September 30, 2015The NegotiatorWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles 40% of tenants planning a move now that Covid has eased says Nationwide3rd May 2021 Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021last_img read more

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Purplebricks gives new COO a £1.1 million golden hello

first_imgHome » News » Agencies & People » Purplebricks gives new COO a £1.1 million golden hello previous nextAgencies & PeoplePurplebricks gives new COO a £1.1 million golden helloVic Darvey, who started at the company this week, has a 20-year track record in digital travel and price comparison businesses.Nigel Lewis8th January 201904,850 Views Purplebricks has given its new Chief Operating Officer a £1.1 million golden hello.The company announced today that 45-year-old Vic Darvey, who joined the hybrid agency a few days ago, has been given options to buy 700,000 shares in Purplebricks which are valued at £1.1 million based on its current share price of £1.65p. Purplebricks has not made clear when he will be able to cash them in.Darvey’s appointment was announced in the company’s latest trading update on 13th December. The announcement said that “Vic brings a proven record of technology delivery and leadership of cutting-edge data-led, customer-focused, commercial innovation”.His track record is ideal for Purplebricks. He has experience of rapidly building up digital businesses, and said during an interview early on in his career that he dislikes ‘old school’ attitudes to business, and praised the rise of online estate agents within the travel industry.Digital recordBefore arriving at Purplebricks, Darvey has spent 20 years’ as a self-styled ‘digital leader’ specialising in consumer brands.His most recent role has been a five-year stint at price comparison giant MoneySupermarket Group where he was Managing Director of its three key businesses MoneySuperMarket, TravelSupermarket and MoneySavingExpert, which Martin Lewis sold to the company for £87 million during Darvey’s time there.Before that he had a senior job at travel company LastMinute.com, and started out his career building a tech firm that is the power behind the websites of many leading travel firms including Expedia, Opodo, Thomas Cook, TUI and Kuoni. LastMinute bought the company in 2004.Purplebricks lastminute vic darvey January 8, 2019Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021last_img read more

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THORACIC SURGEON

first_imgAnticipated Begin Date: NegotiableANNUAL (12 months) We are recruiting an exceptional, board-eligible or certifiedthoracic surgeon to join our dynamic and growing Division ofCardiothoracic Surgery. We are looking for candidates with ademonstrated track record of clinical excellence and academiccontributions. The department provides a robust infrastructure ofservices. A competitive salary and benefit package is provided,including generous academic support. UW-Madison is an equalopportunity/affirmative action employer. We promote excellencethrough diversity and encourage all qualified individuals toapply. Principal Duties: Minimum Years and Type of Relevant Work Experience: Applications Open: Feb 13 2019 Central Standard TimeApplications Close: Diversity is a source of strength, creativity, and innovation forUW-Madison. We value the contributions of each person and respectthe profound ways their identity, culture, background, experience,status, abilities, and opinion enrich the university community. Wecommit ourselves to the pursuit of excellence in teaching,research, outreach, and diversity as inextricably linkedgoals.The University of Wisconsin-Madison fulfills its public mission bycreating a welcoming and inclusive community for people from everybackground – people who as students, faculty, and staff serveWisconsin and the world.For more information on diversity and inclusion on campus, pleasevisit: Diversity andInclusion Degree and Area of Specialization: Work Type: This vacancy is being announced simultaneously with PVL# 97652;please note that only one vacancy exists. Having two positionvacancy listings allows the School of Medicine and Public Health toconsider candidates with both tenure-track faculty credentials andnon-tenure-track faculty credentials for this position. Institutional Statement on Diversity: Cory [email protected] Access (WTRS): 7-1-1 (out-of-state: TTY: 800.947.3529, STS:800.833.7637) and above Phone number (See RELAY_SERVICE for furtherinformation. ) Employment Class: Additional Information: The Department of Surgery, Division of Cardiothoracic Surgery isseeking a Thoracic Surgeon to join our dynamic and growing ThoracicSurgery practice. The successful candidate will have an MD orequivalent, have completed an accredited cardiothoracic fellowship,be board certified/eligible in thoracic surgery, and be eligiblefor a Wisconsin medical license. The incumbent will be expected toplay a dynamic role in the expansion of the Thoracic program. Thesuccessful candidate must be academically-oriented and will have afocus on a clinical practice in general thoracic surgery deliveringhigh-quality patient care, development of a scholarly clinical orbasic science research program, and teaching medical students,residents, and fellows. Expertise in minimally invasive techniques(VATS and/or robotics) and a willingness to participate in our lungtransplant and ECMO programs are mandatory. In addition to teachingmedical students and general surgery residents, the new departmentmember will instruct fellows in our ACGME-approved traditionalcardiothoracic training program. This position is expected to workwith colleagues in the Department of Surgery and throughout theMedical School and University to develop productive researchrelationships, which result in national presentations andpublications. The successful candidate will also participate inprofessional, public, and university service. Department(s): Instructions to Applicants: WI Medical License or eligible for is required.Board eligible or certified in Cardiothoracic Surgeryrequired. Full or Part Time: 50% – 100% Appointment Type, Duration:center_img PROFESSOR(C20NN) or ASSOCIATE PROFESSOR(C30NN) or ASSISTANTPROFESSOR(C40NN) The University of Wisconsin is an Equal Opportunity andAffirmative Action Employer. We promote excellence throughdiversity and encourage all qualified individuals to apply.If you need to request an accommodation because of a disability,you can find information about how to make a request at thefollowing website: https://oed.wisc.edu/disability-accommodation-information-for-applicants/ Contact: Please select “”. You will be required to upload a CV and CoverLetter.The deadline for assuring full consideration is March 18, 2019,however, positions will remain open and applications may beconsidered until the position is filled. A539782-MEDICAL SCHOOL/SURGERY/CARDIOTHORACIC MARCH 23, 2019 Job no: 97653-FAWork type: Faculty Full or Part Time, Faculty-Full Time,Faculty-Part TimeDepartment: SMPH/SURGERY/CARDIOTHORACICLocation: MadisonCategories: Instructional, Research, Scientific Employment will require a criminal background check. It will alsorequire you and your references to answer questions regardingsexual violence and sexual harassment.The University of Wisconsin System will not reveal the identitiesof applicants who request confidentiality in writing, except thatthe identity of the successful candidate will be released. See Wis.Stat. sec. 19.36(7).The Annual Security and FireSafety Report contains current campus safety and disciplinarypolicies, crime statistics for the previous 3 calendar years, andon-campus student housing fire safety policies and fire statisticsfor the previous 3 calendar years. UW-Madison will provide a papercopy upon request; please contact the University of Wisconsin PoliceDepartment . Ongoing/Renewable Salary: Faculty Position Summary: License or Certificate: MD or equivalent required. 97653-FA Job Number: Official Title: Graduate of certified residency program in thoracic surgery isrequired. Training and expertise in lung cancer surgerypreferred.Candidates for associate professor or full professor rank must meetcriteria for appointment at rank per UW School of Medicine andPublic Health guidelines for appointment and promotion on thetenure track.last_img read more

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Expansion plans for Glasgow café chain

first_imgThe founder of Glaswegian internet café brand iCafé plans to expand within Scotland. Umer Ashraf said he plans to roll out the café brand “one step at a time” in Glasgow, then in other parts of the country.Ashraf opened the first iCafé in Glasgow in January 2005 and a second in October 2006. A third shop, also based in the West End, will open this July, and a fourth will open in Glasgow’s Southside in January 2009.iCafé’s point of difference is that it has much better coffee and food than the typical internet café, Asraf told delegates at a Caffè Culture seminar on successful start-ups. “If you look at the internet cafés of the 1990s, they were very impersonal and had no staff interaction and the quality of the food and the coffee was very poor,” he said.iCafé’s food menu includes paninis, wraps, soups and sandwiches, filled bagels and cakes. It also has its own brand of chocolate bars. Ashraf also said top-quality, friendly customer service could be missing from large café chains, so he made that a priority for his business. “The question I asked myself was, ’How would I like to be treated as a customer?’ That’s the way I’m going to treat my customers.”The first thing the customer notices is who’s behind the counter. In a café environment, it’s important that that person at least says ’Hello’ or ’Good morning’. And after you’ve ordered, does someone actually come up and say, ’How was your meal? How was your coffee?’—-=== In Short ===== Clam’s cupcakes ==South Wales bakery Clam’s has launched a range of cupcakes in coffee and pecan, chocolate fudge and ginger and pumpkin seed variations. The Crickhowell-based bakery, which sources locally, supplies 3,000 cakes a week to retailers including large department stores.== A touch of froth ==British coffee machine supplier Fracino’s latest range addition is a bean-to-cup machine. Director Frank Maxwell said the Cybercino unit is ideal for busy cafés, that don’t have time to train a barista. The machine includes a coffee frother for cappuccinos and lattes.== A better cuppa ==The London School of Coffee is helping cafés serve a better cup of coffee with its one-day training course. Gayle Reed said: “We run a one-day training course, which runs from 10am to 4pm and costs £150 per trainee. We teach people how to choose the right coffees, roasting skills, barista skills and how to serve the coffee.” They leave with a recognised City & Guilds qualification.== Twinings goes natural ==Twinings was targeting bakery chains and food-to-go outlets with a new ’All Naturals’ range of fruit infusions. It was also showing four black teas: Kenyan, Ceylon Earl Grey, Assam and Darjeeling, plus a range of Jacksons of Piccadilly Fairtrade teas.== Juicy stories ==Tropicana showed its new line of pure fruit smoothies in chiller cabinet bottles, available in a range of flavours.Good Natured launched a new range of fruit juices made from Rainforest Alliance-certified fruit. The juices come with a tag that says ’Juice that doesn’t cost the earth’ and are available in orange and tropical flavours.—-=== iCafé: the offer ===* High-speed wireless internet access with every purchase* Also terminals in each café with CD-burning facilities and high-speed USB connections* DVD rentals in first shop in Great Western Road* Own-blend coffee from 100% Arabica beans* Organic tea and pure fruit smoothieslast_img read more

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Wolcottville couple accused of child molestation in LaGrange County Jail

first_img Pinterest Google+ Twitter By Jon Zimney – May 22, 2020 2 611 Pinterest Facebook Google+ WhatsApp IndianaLocalNews (Photos supplied/LaGrange County Jail) On Tuesday May 19th, the Indiana State Police in Fort Wayne received a complaint from the Indiana Department of Child Services regarding alleged sexual activity with a minor.The State Police criminal investigation that immediately followed this complaint revealed evidence that suggested a married Wolcottville couple, Robert M. Hoff, 34, and Mandy J. Hoff, 38, of the 6400 block of County Road 500E, had been engaging in sexual activity with a 13-year-old girl on a regular basis over the last four years.On Wednesday, May 20, after interviewing the couple, and after consultation with the LaGrange County Prosecutor’s Office, Indiana State Police detectives then arrested both Robert and Mandy Hoff on felony child molestation charges. They were transported to the LaGrange County Jail, were they were incarcerated and remain in custody pending an initial hearing on the matter.This is an active ongoing criminal investigation, and no other information will be released at this time.Arrested:Robert M. Hoff, 34, Wolcottville; (2) counts of Child Molestation, Level 1 FelonyMandy J. Hoff, 38, Wolcottville; (2) counts of Child Molestation, Level 1 Felony Twitter WhatsApp Facebook Wolcottville couple accused of child molestation in LaGrange County Jail Previous articleSen. Todd Young to visit South Bend on his RESTART TourNext articleConstruction worker from Knox killed while working on I-94 Jon ZimneyJon Zimney is the News and Programming Director for News/Talk 95.3 Michiana’s News Channel and host of the Fries With That podcast. Follow him on Twitter @jzimney.last_img read more

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Broadway.com Readers Rank the Top 10 Best Songs in The Last Five Years

first_img 9. “SEE I’M SMILING” MOLLY MCGRATH 5. “GOODBYE UNTIL TOMORROW” / “I COULD NEVER RESCUE YOU” SHERIE RENE SCOTT 4. “MOVING TOO FAST” JONATHAN GROFF 10. “CLIMBING UPHILL” NAOMI PRICE There’s only a few days left until Jamie and Cathy meet, get hitched and then break up again on the big screen, and we’ve got our tissue boxes ready. We’re so psyched to see “The Next Ten Minutes,” “If I Didn’t Believe in You,” “The Schmuel Song” and more of our favorites sung by Anna Kendrick and Jeremy Jordan on February 13—and by the looks of this week’s Culturalist challenge, so are you! See which songs Broadway.com readers are most excited to see on the big screen, and check out our favorite can’t-miss performance of each one below. 3. “A SUMMER IN OHIO” LAUREN KENNEDY 7. “IF I DIDN’T BELIEVE IN YOU” MATT SUMMERScenter_img 2. “I CAN DO BETTER THAN THAT” LAUREN SAMUELS 6. “THE NEXT TEN MINUTES” ERIC SNODGRASS & COLLEEN BALLINGER 8. “SHIKSA GODDESS” CONNOR BOGART 1. “STILL HURTING” LEA SALONGA View Commentslast_img read more

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Fitch Solutions: Global installed solar capacity will climb 125% in next 10 years

first_img FacebookTwitterLinkedInEmailPrint分享The National:Solar energy capacity addition is set to expand 125 per cent globally over the next decade as countries switch from fossil fuels to greener alternatives, according to a study by Fitch Solutions.Solar energy is expected to take up a 6 per cent share of global electricity generation by 2029, an increase from 2.7 per cent at the end of last year. A net total of 734 gigawatts of solar power capacity is likely to be added by the end of 2029, with installed solar generation capacity set to grow to 1,321.8GW, up from 587.5GW in 2019.“Growth in emerging markets will also support our positive global solar outlook. We forecast 36 markets will add more than 1GW of solar capacity over the coming decade, with 48 markets expected to add over 500 megawatts and 72 markets expected to add at least 100MW,” Fitch Solutions said.China will remain the single biggest individual market driving solar power generation, with 285.7GW of capacity addition expected over the next decade, just short of 40 per cent of the total, according to Fitch Solutions.The US and India are also expected to drive growth in the sector, with 110.4GW and 84.4GW of capacity additions respectively, over the next decade.Across Europe, Spain, France, Germany and Italy will be the main growth drivers, with each market estimated to add between 12GW and 24GW of capacity over the next decade.[Jennifer Gnana]More: Global solar capacity addition to more than double over the next decade Fitch Solutions: Global installed solar capacity will climb 125% in next 10 yearslast_img read more

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Navigating the mortgage maze

first_img 42SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John San Filippo John San Filippo is the founder and president of OmniChannel Communications Inc. He has nearly 40 years of experience in financial services and technology. He’s written for every major … Web: www.financialfeed.com Details Whether you’re buying your first home or your fifth home, your finance options can be confusing. That’s because many types of mortgage loans are available, with varying rates and terms. However, the basic difference in mortgage loans boils down to these differences:Whether the interest rate is fixed or adjustable.Whether the loan is government insured.Fixed or adjustable?As the name implies, a fixed-rate loan is a mortgage loan with an interest rate that never changes. Since the interest rate never changes, the monthly payment amount never changes, either. That means, for example, if you get a 30-year fixed rate loan and keep the loan for that long, you’ll make 360 identical payments to your lender (give or take a few dollars on the final payment).Many consumers like the predictability and stability of a fixed rate mortgage. And over time, as your income presumably grows, that fixed payment amount will seem smaller and smaller. When rates are historically low, like they are now, fixed rate mortgages are a good deal.If you’re looking for the lowest possible initial payment and you’re confident that your income will rise over time, you may want to consider an adjustable rate mortgage, or ARM. With an ARM, your initial rate is a) typically lower than the rate on a fixed rate loan, and b) locked in for five years. That means that your ARM will behave like a fixed rate loan for the first five years.But what happens after five years?Your rate will start adjusting – as often as annually and as infrequently as every five years, depending on the terms of your specific loan. It should come as no shock that ARM rates generally adjust up rather than down. And every time your rate goes up, your payment goes up, too. This can come as quite a shock to a fragile budget.Rates are expected to increase over the next several years, so if you opt for an ARM, keep in mind you may experience some serious sticker shock in five years when your rate adjusts … and it will adjust higher.Conventional or government insured?A conventional loan is one that involves just you and your lender. Pretty simple, eh? So why would you want to get the government involved in your mortgage loan?It depends on which government insured loan program we’re talking about. These loans come in three flavors: FHA, VA and USDA.An FHA (Federal Housing Administration) loan can be a good choice if you don’t have much money to put down – it only requires a down payment of 3.5 percent, while most conventional loans require a down payment between 5 and 20 percent. An FHA loan can also be helpful if your credit is less than stellar. Since your loan is insured by the government, your lender may be willing to make what may seem like a riskier loan, because the government will guarantee the bank will be repaid, at least in part, if you can’t.The rub? The FHA doesn’t insure these loans just to be nice. You actually have to pay for that mortgage insurance yourself, an amount that’s tacked to your monthly mortgage payment. However, if you get a conventional loan and have less than 20% for a down payment, many states require that you pay mortgage insurance, called PMI.If you’re a veteran of any branch of the U.S. military, you should consider a VA loan. The VA loan program is administered by the Department of Veteran Affairs. A VA loan works a lot like an FHA loan, except for one extremely important difference: A VA loan doesn’t require any down payment whatsoever. That can be huge for a cash-strapped family looking to own their own home.Finally, the U.S. Department of Agriculture offers a loan program for low-income families living in rural areas. To qualify for this program, your family can’t earn more than 115 percent of the average median income for your county.The loan types described here cover the vast majority of U.S. mortgage loans, but there are many, many subtle variations. If you have questions, your best bet is to ask a mortgage expert at your credit union.last_img read more

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Does your mobile app need a facelift?

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Steve Maloney Steve Maloney is president/CEO of Sync1 Systems, has more than 20 years of experience in the Information Technology field in addressing issues specific to the financial services industry.  Prior … Web: https://www.sync1systems.com/solutions Details Make Your Mobile Banking App Convenient . . . And, Customers Will Spread the WordWhen you set up your lending suite of services, if you’re finding that there are features you’re missing, consider upgrading your loan origination software. Loan origination system software like Sync 1 provides credit unions with smartphone integration to increase membership and lending (auto loans). Members can access the best rates in real-time and make informed loan decisions. Here’s how they helped Neighbors Federal Credit Union in Baton Rouge.Ultimately, as consumers are accustomed to shopping instantly and conveniently from their smartphones, they want to bank the same way. Hence, your mobile app shouldn’t lag behind. Optimize your app with clean images, big CTA buttons, loan calculators and account features. With digital mobile app solutions that include automation, AI, and other tech advances, banking is becoming not just smarter but more convenient. As Logix’s CIO Eduard Chuang pointed out, “We truly aim to provide the best possible banking experience that our members can have.” And, when members are happy, they’ll access more features confidently and will share their experiences with others. And, that’s a win-win for everyone. Well, Domo arigato Mr. Roboto! Picture this. You’re standing in what looks like an endless line at your credit union during your lunch break. It’s dusty and dark. The posters are outdated. Chicago’s “If You Leave Me Now” is playing in the background. You can see that only one teller is working and she’s in no hurry. It’s been almost 45-minutes and you’ve barely moved. You step out of line to fill out your deposit slip with the pen chained to the desk. Then, as you get back in line, you hear, “Next”, but you head for the exit instead. As you’re walking out, you hear the faint sound of Chicago playing in the distance… “Baby, please don’t go. You’ll take away the biggest part of me”. But, you know it’s time.A problem some credit unions have is outdated services and mobile apps that are lacking key features and are just “blah”. They don’t realize small, simple changes can bring their services up-to-date and dramatically increase ROI. So, let’s take a look.Logix – Smarter Banking: It’s Convenient Banking that’s Connecting with MembersIf you haven’t heard about Logix Federal Credit Union, founded in 1937, they’re located in California and transforming the digital member experience. From engaging online and brick-and-mortar customers to making banking convenient, friendly and positive experiences, here are a few takeaways if you’re interested in digital transformation for your mobile apps.Background InformationWith 400+ positive Yelp reviews, Logix is ranked 4.5 stars. Customers LOVE them and are VERY receptive to their brand.A few key points about Logix:As of March 20, 2020, Logix FCU had $6.29 billion in assets, $1.76 billion in loans and a 15.98 net worth ratioIncreased it’s member base by 89% and Forbes Magazine named them Number One Credit Union in CaliforniaThe credit union has just over 207,000 members, 740 full-time staff and 4 part-time staff.Logix is open online 24-hours and accessible from smartphones, tablets and computers.What distinguishes Logix from other credit unions are the new technologies they implemented to reach younger audiences (millennials, online members). The Logix app includes a clean, easy-to-navigate, user-friendly interface and it integrates across mobile. Logix has a strong presence online and on social media.So, what is it that Logix is doing that you can benefit from? Let’s take a look.Data Analytics, Marketing and Promotions“We already have a really great member experience, especially in our branches, and so we’re driven by wanting to make our members feel welcomed, significant, and engaged. What we’re trying to do is take that feeling and replicate it across other channels: on our website, within online banking, and throughout our mobile app.” Anna Fonseca, CEO, LogixData Analytics To stay on top of digital banking changes, Logix implemented a new business intelligence and data analytics department. This department is crucial to gathering key insights and useful data on members and staff. The data is shared with artificial intelligence (AI) and machine learning products that can provide special reporting on specific member behaviors. Hence, all that new technology can help Logix harness data they need to improve user experiences.  But, it doesn’t stop there.Marketing and PromotionsLogix is personable and convenient. Logix uses a tiny robot named Robix. He’s displayed on various landing pages and might be driving a car to promote auto loans or holding up a heart around Valentine’s Day. Hence, ads make members smile while highlighting added savings and marketing is attractive. Logix clearly identifies with members.Promotions, marketing and other convenient features include:Promotions that identify with families and communities like Name the Logix Robot and Decorate your Halloween pumpkin like the Logix robotOffers customers can’t refuse (to increase conversions) like Open a new account and receive $150, $50 for Auto Loan Referrals and Get up to $2,000No surcharge fees at their 30,000 ATMs and overdraft protection with courtesy payFinancial education to learn about money management skillsRisk-based, auto, participation and indirect loansConvenient loan and savings calculators, e-statements, remote deposit captures and mobile paymentsLanding Pages, Images, CTAs and ColorsLogix has a clean interface on their landing pages. The background isn’t harsh and the soft orange color is inviting. They also limit the amount of text with each ad. Logix uses the appropriate font sizes and large call-to-action (CTA) buttons to help members navigate pages.Images are consistent with their brand and usually only include the Logix robot and bold colors that display ads. Some pages include reviews and feedback with large images to help members feel confident when accessing the site.For credit unions that want to take a similar approach, Neil Patel suggests:Use customer reviews to show transparency…About 92% of consumers read reviews before making a purchase. Neil says to put testimonials everywhere, not just on a dedicated page that members may have trouble accessing.Support customers – Even in hard times…The COVID-19 update (above) lets members know the credit union is there to assist them. And, they can click on a simple link to find support and financial services (without having to come to a branch and stand in line).Limit information on the screen display area…Instead of lengthy applications, limit what’s shown. Remember, members are busy and they’re banking from their phones. A few CTA buttons can make it easier for them to get the information they need.Other ways to clean up your app include removing carousel banner ads. Clark’s shoe company did this after their A/B test and increased conversions by 17.5% while bounce rates fell 16%.Include high-quality images…As more people are online, they can choose where to shop and bank. Make your app visually appealing to them. Website design drives about 94% of traffic. Clean images can also reduce bounce rates – so always check your analytics.Next, don’t be afraid to pay more for staged images instead of generic stock images that people have seen before. Increasing your authenticity can improve your brand. Take a look at Logix’s image below for Advice and Planning. Again, the images are large and clear while the text is minimal.Limit landing page lengths (enough scrolling already!)…Creating a longer landing page doesn’t always mean consumers will stay on the page. It might confuse them if all you’re asking for is an email address, for example. Keep the content simple for better results.To test this, monitor your email signup page, a CTR to your blog page and a visits services page. Consider a company like Marketo for marketing automation. They provide short-form templates to reduce unnecessary scrolling.Banking and Loan Products, Education Center and Online SupportAnother area where Logix makes banking convenient is with its education center, shown above as Advice and Planning. And, for credit unions this is important.Your education center is a self-help area where members and applicants can have their questions answered. If you don’t have an education center or knowledge base, consider setting one up for your app. It might include YouTube videos, help topics, common questions, top articles, blog posts and tutorials about products and services.Check out Hubspot’s resource center and knowledge base options to personalize your pages and make them engaging.A few additional tips:Make it easy for customers/members to find solutions to routinely asked questions.Include a search bar option for questions not immediately viewable.Include chat and text options that can work with machine learning and AI. This should be available 24-hours a day. You can automate this feature through your software and it will free up humans so they can help members who come into your brick-and-mortar locations.Keep your content fresh, relevant and minimal.Monitor searches with Google Analytics. You’ll know the topics you’re missing and can make the necessary changes.Optimize your loan origination app across mobile devices. Instead of taking a website and trying to convert it into a mobile app, start a new app that’s optimized for mobile devices and social media.last_img read more

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Joe Angelino announces bid for State Assembly

first_imgAngelino is a combat veteran who served in the Middle East during the 1990s and early 2000s. He also served as the Norwich Chief of Police and fire chief. The announcement follows current Assemblyman Clifford W. Crouch’s (R-Bainbridge) decision to not seek reelection. (WBNG) — Joe Angelino announced his bid for New York State Assembly in the 122nd District for the 2020 election. Angelino is running as a republican.center_img The candidate says he will fight for “Upstate values” and “common sense” in a press release sent to 12 News. “New York State government is moving in the wrong direction. Andrew Cuomo and the Downstate liberal politicians are pushing a hard left agenda that helps criminals while ignoring crime victims, raises taxes, exports our jobs and young people, and infringes on our rights,” he said.last_img read more

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