Should tech take over conveyancing? Have your say before it changes for good!

first_imgMoving home is moving rapidly towards a digital future and one of the ‘casualties’ of this upheaval will be the conveyancing solicitor, whose job is to change radically in the coming months and years.Regulator the Council for Licensed Conveyancers (CLC) says the biggest shift will be away from pushing forward a sale, and instead focussing on charging clients for advice.It also predicts that review websites like Trustpilot will soon play a greater role in soliciting instruction from home movers.“Technology will radically improve transparency for consumers about what they are buying and the progress of their transaction,” the report says.“Because of the Internet of Things, properties will maintain up-to-date logbooks with little human intervention.” HIPS again?The regulator also says giving upfront information about a property at the point of marketing – rather than waiting until later – will be key.The CLC’s new paper on the future of industry traces how the conveyancing process will change, highlighting questions that regulators, lawyers, estate agents, lenders, technologists and others – will have to grapple with.Chair of the CLC Dame Janet Paraskeva (left), says: “I think many lawyers will be heartened by the prediction that there will be a greater focus on advisory work as the market changes and that it can be used to create a point of differentiation.“However, while we can predict certain shifts in the market with confidence – such as the inevitable move to electronic conveyancing – how they play out over the next decade remains uncertain.“I hope this report will fuel a discussion across the property industry and that conveyancers will grasp the opportunity to shape their future.”Have your sayComment by email at [email protected] or visit https://www.surveymonkey.co.uk/r/Conveyancing2030Read more about the CLC. CLC Council for Licensed Conveyancers January 28, 2020Nigel Lewis2 commentsAndrew Stanton, CEO Proptech-PR Real Estate Influencer & Journalist CEO Proptech-PR Real Estate Influencer & Journalist 28th January 2020 at 4:39 pmA comprehensive property DNA pack is long overdue to front load a property, ensuring that from point of sale onward exchange can occur more quickly. But, with 18 weeks being the usual time frame for a sale, to get over the line, despite all the tech in the sector – something is not going right.Many in the property sector are scrambling for answers from Land registry and digital street and hackathons and shared perspectives.But as Taylor Wessing legal luminaries in the digital field, both in the adoption of tech and embracing proptech firms, stated yesterday, exchanges are governed by the slowest component in the chain.Solicitors are risk averse, so tech is a slow go for many legal firms, which means, great have more information on property as in the PIP initiative, but if you have a conveyancing practice who is not tech ready, then you are in for a long haul.Piecemeal solutions are helpful, but the antiquated property sector it is a bit like a poor relative of Artificial Intelligence and Machine Learning. The model is not good, so more and more data is fed in and bit by painful bit until the digital ‘brain’ recognises it must change its approach to achieve the required outcome.Log in to ReplyKelvin Francis, Kelvin Francis Ltd. Kelvin Francis Ltd. 28th January 2020 at 9:48 amThere is undoubtedly room for the improvement, in speed and efficiency in the conveyancing process and technology will be very valuable in helping to bring this about, but in such an important and high value industry, the informed and experienced human element will be irreplaceable. Would you want to consult a doctor via technology or by personal contact?Log in to ReplyWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Should tech take over conveyancing? Have your say before it changes for good! previous nextRegulation & LawShould tech take over conveyancing? Have your say before it changes for good!The conveyancing industry regulator wants estate agents to tell it which direction the sector should take as tech takes hold.Sheila Manchester28th January 20202 Comments1,126 Viewslast_img read more

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Kootenay takes it on the chin as Vancouver NE Chiefs sweep weekend BCMMHL series in Trail

first_imgWhen the Kootenay Ice plays to the top of its game the team can compete with any team in the B.C. Major Midget Hockey League.But if the Ice decides to take a game off, then don’t look now but the scored may hit double figures.The Ice experienced a little of both as the squad lost a pair of weekend BCMMHL games to the Vancouver Northeast Chiefs at the Cominco Arena in Trail.When the Ice competes the score was a respectable 7-5 affair.However, when the team has a flat game, the scored was not respectable at all as Van City bounced the Ice 11-0.Saturday, Kootenay looked to be surprisingly in control, leading 3-1 with time running out in the first period on goals by Jeremy McGregor of Christina Lake, Greyson Reitmeier of Nakusp and Castlegar’s Darren Medeiros.But a goal by Brandon Volpe with three seconds remaining in the frame gave Vancouver all the life it would need as the Chiefs out scored the Ice 5-2 en route to the win.Medeiros and John Skeet of Christina Lake completed the scoring for Kootenay.Jamie Waddington and Volpe scored twice while Adam Rockwood had five assists to lead the Vancouver attack.Sunday, the Chiefs struck for four first period goals on Ice goalie Brett Soles and never looked back.Soles played both games during the weekend as Kimberley Newell, Kootenay’s other goalies, was at the 2011 National Women’s Under-18 Championships in Saguenay, Que.Volpe led the Vancouver attack with four goals while Jace Hennig added a pair.The road doesn’t get any easier for 1-10-1 Kootenay as the squad travels to Burnaby to meet the Vancouver Northwest Giants Saturday and Sunday.The Giants, 7-3-2, are tied with the Chiefs for third spot in the [email protected]last_img read more

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Mallard’s Team of the Week — Kootenay Glacier Kings

first_imgCastlegar’s Grant Apostoliuk scored the other goa for the West Kootenay/Boundary zone winner.The Glacier Kings opened the tournament by blasting Kamloops 9-0. Cox pitched a shutout in goal for the Glacier Kings.The Glacier Kings then edged Vancouver 4-3 before advancing to the final with a 5-0 victory over a chippy Prince George team.Brent Mason of Nelson was in goal for both round robins wins.The team,  coached by former Nelson Senior Maple Leaf skipper Marsh Severyn, consisted of players from throughout the zone.Mallard’s Source for sports wanted to add a little more to the celebration by selecting the Glacier Kings Team of the Week.The squad includes, back row, L-R, Craig Pickerell (Nelson), Grant Apostoliuk (Castlegar), Mike Grace (Rossland), Dave DeLong (Castlegar), Norm Deverney(Nelson), Doug Thomson (Nelson), Don Soroke (Castlegar), Mike Ramsay (Rossland), Rod Guimont(Cranbrook) and coach Marsh Severyn.Front, Kim Weberg (Nelson) Ron Dominici (Trail), Brent Mason (Nelson), Ron Cox (Rossland) Frank Curiston (Cranbrook/Nelson), Rob Wasilykiw(Trail), Pat Severyn and Terry Thomas (Trail). The Kootenay Glacier Kings took the much tougher road, but it was all worth it after the local squad captured the BC Senior Games Men’s 55-plus Gold Medal Saturday in Kamloops.Rod Guimont of Cranbrook scored twice, his second tally of the highlight reel variety, to pace the Kings past Zone 9 Masters from North Central 5-3.The Glacier Kings, entering the final undefeated, trailed 3-1 in the game.However, Norm Deverney of Nelson narrowed the margin to a single goal before Guimont tied the game and put the Kings ahead for good with a simply spectacular goal.Mike Grace of Rossland added an insurance goal making a winner out of netminder Ron Cox of Rossland.last_img read more

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GRADE III SENATOR KEN MADDY STAKES QUOTES – SATURDAY, NOV. 5, 2016

first_imgJOSE ORTIZ, FAIR POINT, WINNER: “She was perfect. She broke really well and went down the hill really well for her first time and I did too in the first time for me, also. We got a good position and as soon as we crossed the dirt, I tipped out a little and she gave me a really good run.” TRAINER QUOTES  SHUG McGAUGHEY, FAIR POINT, WINNER: “She turned the corner today. We won at Saratoga and then we came a head short at Keeneland. Those two races were at 5 ½, so I was looking for something 6 ½ and this race came up. She was training great in New York and she liked the trip here and she trained very well here. She did everything right.  I felt if we got the trip, we’d be fine and Jose did a great job. The turf is very fast and very fair. She finished really well on it. I think I want to just give her a break, but she is awfully good right now. She is a very nice filly and we are looking forward to next year.” JOCKEY QUOTES center_img             NOTES: Winning owner Stuart Janney resides in Baltimore County, Md. STUART S. JANNEY III, FAIR POINT, OWNER: “Just a wonderful day. First time for the horse and first time for the jock down the hill. She’s just done so well the past few months. She’s just developed into a really nice filly.”last_img read more

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Africa Needs Specific Policies for Development

first_imgAmid widespread growth of social inequalities on the African continent giving majority status to the poor, the African Development Bank (AfDB) and other international partners, including the United Nations Development Program (UNDP) are calling on African leaders to develop and adopt specific policies to address the issue of inequality.At a recently held International Conference on the Emergence of Africa in Abidjan, Ivory Coast, the AfDB and partners noted that though Africa is experiencing economic growth, many still cannot feel the impact, calling on African governments to address inequality by adopting policies that will be implemented through definite political will.President Macky Sall of Senegal, during the conference conceded that resources were not being equally distributed for everyone to feel the impact.Based on this, President Sall said, “We have to find a way of ensuring that everyone, including the poor, have access to resources.”In like manner, Helen Clark, Administrator of the United Nations Development Program (UNDP) stressed that reaching the expected level requires the need for African governments to adopt specific policies that will improve human development standards.A release from the AfDB noted that the three-day conference served as a platform for governments, private sector and partners to exchange ideas and learn lessons of how to improve policies and strategies that will help African nations become emerging markets.Co-organized by the government of Cote d’Ivoire and UNDP in collaboration with AfDB, the conference brought together participants, including heads of state of Africa, BRICS (a group of emerging economies including Brazil, Russia, India, China and South Africa), diplomats, private sector, and civil society, among others.The conference among other issues, addressed Africa’s energy problem and enhancing private sector participation.China, an Asian country once in desperate poverty but now triumphing as a developed country, shared its story of transformed economies that came as a result of market reforms adopted since 1978.Its Gross Domestic Product averages 10 percent per year, lifting most of the citizens out of poverty.Without referencing poverty and inequality as factors that sometimes enhance political upheaval and war, Steve Kavizzi-Mugerwa, AfDB’s Acting Chief Economist and Vice-President emphasized the importance of ensuring peace and stability.He noted, “Let us stop civil wars, and let us stop deaths of our mothers and sisters; for development is impossible without peace.”Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more

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Chelsea v Liverpool: Zouma starts

first_imgKurt Zouma keeps his place in the Chelsea side with Gary Cahill dropping to the bench for the Capital One Cup semi-final second leg against Liverpool, who recall Steven Gerrard and Martin Skrtel. Filipe Luis starts at left-back for the Blues, who have skipper John Terry back at the heart of their defence after he was rested for Saturday’s FA Cup debacle against Bradford.Liverpool’s former Chelsea striker Daniel Sturridge is not yet ready to return to action following a thigh injury. Chelsea: Courtois; Ivanovic, Zouma, Terry, Filipe Luis; Matic, Fabregas; Willian, Oscar, Hazard; Costa.Subs: Cech, Azpilicueta, Cahill, Ake, Ramires, Remy, Drogba. Liverpool: Mignolet, Can, Skrtel, Sakho, Lucas, Henderson, Moreno, Markovic, Gerrard, Coutinho, Sterling.Subs: Ward, Johnson, Lovren, Lambert, Lallana, Allen, Balotelli.Follow West London Sport on TwitterFind us on Facebooklast_img read more

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Body Wonders to Be Thankful For

first_imgEditor’s Note: CEH will be off during the Thanksgiving weekend, and will return Monday Dec 2. If you get withdrawal symptoms, there are thousands of past articles you may have missed. Go searching till you get relief.(Visited 356 times, 1 visits today)FacebookTwitterPinterestSave分享34 You may not have much money or fancy belongings, but you live in the greatest traveling home one could wish for.It’s Thanksgiving weekend in America. Before the Christmas frenzy begins, we should all pause and give thanks to our Creator. If you’re looking for some specific things to be thankful for, you can find plenty inside of you. Here are some recent examples.The human foot is a highly complex apparatus composed of bones, tendons, ligaments, blood vessels, nerves, skin and sensory organs.Bone: If you can stand up without weighing a ton, thank God for making your bones out of a microarchitectural material that can repeatedly take a load and resist breaking—the envy of engineers in materials science. (PNAS)Growth: If your cells can divide successfully, be glad that individual fibers in the kinetochore are able to dissipate force “to preserve robust spindle structure.” (bioRxiv)Brain: Be glad if you have a working whole brain, but be reassured you could get by if you lost half of your brain from disease or accident, due to the brain’s remarkable “plasticity” and ability to rewire itself. (Live Science, Science Daily)Nucleolus: Your cells keep a balance between two kinds of forces to hold the nucleolus in shape even without a membrane, to reduce the chance of getting cancer, reported scientists at New York University.DNA readability: If your body is working, part of that is due to tiny filaments called actin that hold DNA in position so that it can be read and transcribed. (University of Frieburg)Cilia: If you are not dying from polycystic kidney disease, primary ciliary dyskinesia and Bardet-Biedl syndrome, be glad your cilia are working correctly. These are “antennae” on your cells that communicate with the surroundings. (Phys.org).Immune System: When disease strikes, the immune system is like a vast army with an array of powerful weapons to rapidly defend the body. It’s your “protection shield” with fail-safe technology. (Phys.org)Enzymes: If you can operate much faster than a snail, thank God for your enzymes that can fold and unfold thousands of times a second, doing most of the work at the cellular level. The discovery that enzymes (and maybe all proteins) can conduct electricity is “electrifying science.” (Arizona State University)Neurons: We can feel signals from our extremities almost instantly, thanks to neurons that can transmit signals over a meter in a fraction of a second, even though this requires a high degree of preparation within each neuron:The intracellular transport system in neurons is specialized to an extraordinary degree, enabling the delivery of critical cargo to sites in axons or dendrites that are far removed from the cell center. Distance is not the only challenge. Localized delivery of presynaptic components provides another layer of complexity that must be successfully navigated to maintain synaptic transmission.If the turkey, ham and mashed potatoes taste good, think of all that goes into getting those signals from tongue and nose to brain.Is this enough for starters? You can read our back issues for much, much more. Look in the “Human Body” section and remember wonders like these:Sleep: Your brain washes the wastes out during sleep (5 Nov 2019).Credit: Corel Pro PhotosNose: The nose has built-in gain control (28 December 2012).Muscle: A built-in feedback system puts a bounce in your step (26 October 2015).Skin: Your skin stays tight because a protein named cadherin that acts like Velcro (8 December 2007).Spleen: This organ, long despised as vestigial by evolutionists, actually is a fortress with a standing army of immune cells at the ready (4 August 2009).Memory: Your brain optimizes storage of memory much better than a computer can (18 October 2016).We have HUNDREDS of articles like this. Don’t ever be caught hesitating about what to be thankful for! Thanksgiving is not just a nice attitude to have. It’s not good just because it gives us positive health benefits (Medical Xpress, The Conversation). It is a righteous duty toward our Maker that should spring out of awe at what He has designed. It should be our hourly response to every good thing we experience in the body: the final thought before sleep, and the first attitude upon awaking. We have no idea how blessed we are, even in sickness, but so often all we do is gripe when something goes wrong. True gratitude is specific. Kids pray “Thank you for the whole wide world. Amen.” If the world’s greatest artist handed you a priceless masterpiece, would you just say “Thank you” and set it down? Heaven forbid. To really express your gratitude, you would take time to admire the details—the colors, the angles, the textures, and all the nuances. You would ask the artist about it, and study it. You would display it in the best place in the house, and shine perfect light on it. You would tell others about it, and admire it every day. This is how we should express our thanks to God – in the details.Don’t be like the Israelites in the wilderness, constantly grumbling, who took for granted the miraculous feast of quail God sent in response to their craving for meat (Numbers 11). They wolfed it down as if they deserved it. Let our attitudes be different. This Thanksgiving, take the time to express detailed gratitude to God for these wonders listed above and thousands more like them. With each bite of good food from the feast, say “Thank you Lord!” for what makes it possible. Most importantly, give thanks and worship Him for the salvation He has provided us in Christ (Romans 5).last_img read more

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South African CEOs in confident mood

first_img28 March 2012 The CEOs of South Africa’s top companies are upbeat about the country’s economic prospects, according to the lastest Merchantec CEO Confidence Index, which bucked the downward trend of the previous three quarters to surge by 20% in the first quarter of 2012. The index, which surveys the views of over 100 of South Africa’s top CEOs on local market conditions and the economy going forward, registered its highest score – 65.6 – since its inception in the second quarter of 2009. According to Merchantec Capital – an independent corporate finance and research company – this suggests that the economic fears which dominated 2011 may be dissipating. “The European Central Bank’s liquidity injection into the Eurozone, as well as continued solid economic data coming out of the US of late, seem to be soothing fears relating to the credit crunch and contributing to growing the sentiment towards stability”, Merchantec said in a statement on Wednesday.Mining confidence surges “The South African Reserve Bank also appears upbeat on the South African economy, with figures reflecting substantial acceleration in government and household spend.” South Africa’s basic materials sector, which includes the mining sector, recorded a 19% increase to a score of 68 on the index, the highest score across any sector. “This comes as no surprise considering low interest rates, continued high commodity prices and the government’s indication that the nationalisation of mines will not be pursued,” Merchantec said. Further evidence of optimism within South Africa’s mining sector was “a 33% leap in sentiment towards economic conditions and a 140% surge in confidence in their ability to obtain debt or equity capital”.State infrastructure plan welcomed 55% of CEOs across all sectors said they were confident in the ability of the 2012 National Budget to maintain macroeconomic stability in South Africa and to support enterprise and job creation. In particular, the country’s industrials sector, which includes construction, responded favourably to the planned increase in infrastructure spend detailed in Finance Minister Pravin Gordhan’s 2012 National Budget by registering a 22% increase to a score of 65.6. South Africa’s financial sector, notwithstanding a 12% increase to a score of 66.3, recorded the lowest rise in confidence the first quarter. “This increase may have been tempered by persistent wariness of other similarly highly indebted Eurozone countries, such as Greece, requiring similar debt swaps, as well as renewed concerns about China’s growth outlook,” Merchantec said. SAinfo reporterlast_img read more

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Tackling human resource management challenges in Ohio’s agribusinesses

first_imgShare Facebook Twitter Google + LinkedIn Pinterest By Matt ReeseWhether it is a small farm business with a handful of employees or a large corporation with many, human resource management has become a significant issue for Ohio’s agribusinesses.“This may be the No. 1 challenge for Ohio’s agribusinesses. Every business is a little different and there might be a few issues that rise above human resource issues, but it is a major issue. Not only is it important in filling the positions, but the human resource aspect of business also includes the opioid epidemic and drug issues. As a business, how do you provide the resources for employees to deal with that? What about workers comp claims? How do you make sure you are providing a safe and secure work environment for your employees? There is a whole slew of things our HR professionals deal with on a regular basis,” said Chris Henney, president and CEO of the Ohio AgriBusiness Association. “My hat is off to these HR professionals in these companies across the state working in agriculture every day. They are doing great work and working hard to develop leaders of tomorrow for their companies.”A significant challenge for businesses in agriculture is finding dependable, qualified employees in the first place.“There are just not enough folks out there right now to fill the jobs that are necessary in agriculture. On one hand, it is no different than any other business. You want a strong team. You want folks who know their job, have the tools to do their job and execute their jobs very well. We continue to hear from our member companies about the challenges of identifying trained, skilled labor and even finding folks who will show up on time,” Henney said. “But agriculture is unique because our industry is also a culture. Employees have to understand that there will be times of the year where the days are longer than others. There will be jobs that you have to do where you get dirty or wet or hot — that is the nature of agriculture. Our companies want to have the best people they can have. In order to do that they really concentrate on getting good employee benefits in place — they try to compensate well and they try to build a strong team. That is so important in our industry.”As the number of job opportunities within agribusiness continues to expand, the amount of people with hands-on agricultural experience has declined.“In the past, our agribusinesses could identify young people who had grown up on a farm and had a certain level of knowledge and understanding about agriculture, and the work ethic, and they would hire them,” Henney said. “With far less than 2% of our American population growing up on farms, and not even all of them going into agriculture, the labor pool is just not there for what we would traditionally call ‘farm kids.’ So how do we find people outside of traditional agriculture and initiate them into the industry and our culture and help them become successful members of the team?” Introducing agribusiness at a high school levelTo help address this challenge, the Ohio AgriBusiness Association’s Agribusiness and Production Systems Certification program provides an industry-recognized, agribusiness credential that verifies high school student expertise in the areas of agriculture, agribusiness and production systems.“The OABA student credential was conceived as a solution to the growing need for qualified candidates in the agribusiness sector,” Henney said. “Recognition by the Department of Education allows our credential to have greater reach and impact on students across Ohio.”To be eligible for the program, a student must be enrolled in a career-technical agricultural program and complete three agricultural courses to engage in learning and apply technical skills in foundational agricultural concepts. Additionally, students must complete a course in agriculture business management and maintain a Supervised Agricultural Experience through their FFA chapter. Outreach through community involvementAlso as a part of reaching out to potential employees, many agribusinesses have become more involved in their local communities.“It is important to think about how our agricultural companies across Ohio can connect with their community. For example, they can hold an open house where the community can come to see and learn,” Henney said. “Maybe they allow kids to get up in the sprayer and application equipment or demonstrate new technologies for mapping fields and applying nutrients. Little things like that can expose others to the many opportunities in agriculture. We are also working to reach out to those in skilled trades outside of agriculture including welders, plumbers, and electricians.” Building future leadersOnce employees do join the team, it then becomes crucial to identify future leaders and set them up for success within the agribusiness.“It is really important that the management team and the human resources staff look and identify employees within their companies today and start working with them to make sure they are aware that they have been identified as a potential leader for tomorrow and help put the opportunities in front of them to help them grow,” Henney said.OABA’s Leaders Achieving New Career Heights, or LAUNCH program, provides aspiring agribusiness leaders the opportunity to develop thinking styles, management skills and decision making, communication and presentation skills. The LAUNCH program covers global issues in agriculture, sales and marketing principles, Ohio/regional trends in agribusiness, strategic planning, critical thinking, goal setting, organizational skills, and an overview of state and local government.“Often our companies are hiring people from outside of agriculture with business skills or technical skills. They can teach them about agriculture and help them grow professionally through LAUNCH,” Henney said. “We see a mix of people in the program. Some people have been in agriculture their whole lives and others have come from outside of agriculture. They go through the program to network and learn about agriculture from within the industry.”Because of the challenges for agribusinesses of all sizes in the area of human resource management, Ohio’s Country Journal is featuring a series this spring and summer highlighting challenges and solutions from around the state.“There is a lot to be learned. How do we help farms and smaller companies who do not have an HR professional on their team? Many times a farm or business owner is trying to navigate these regulations, hire people, and develop leaders but they don’t have the same resources larger companies have,” Henney said. “I think this series is going to be excellent because they are going to be able to glean from some of these larger companies how they work with employees and how they develop programs.”last_img read more

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10 months agoMourinho confidant slams Woodward over Man Utd contract management

first_imgMourinho confidant slams Woodward over Man Utd contract managementby Paul Vegas10 months agoSend to a friendShare the loveEladio Parames has launched an attack on Manchester United chief Ed Woodward after the dismissal of Jose Mourinho.Parames is close to Mourinho and been a long time confidant.”Here are two concrete examples of the fantastic work going on at Manchester United,” Parames wrote for Record.”If (Marouane) Fellaini, who was at the end of his contract, had been renewed in proper time, he would not cost half of what he costs today.”Mister Ed (Woodward) made him the third best-paid player in the entire squad.”And the same is happening with (David) De Gea, whose contract could already have been renewed a year or two ago.”But now, as his deal is at the end, if they want to continue with him they will have to pay a fortune.”What beautiful management this is.” TagsTransfersAbout the authorPaul VegasShare the loveHave your saylast_img read more

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